Protect Your Community Eventwith Confidence

Yes, village fete insurance is highly recommended and often required by venues. Public liability insurance protects against claims from attendees for injury or property damage. Most village halls, churches, and council venues require proof of insurance before allowing events. Even if not required, it's essential protection for organizers and volunteers.

Village fete insurance typically includes Public Liability Insurance covering injury to attendees or property damage, Event Cancellation Insurance covering financial losses if the event must be cancelled, and optional extras like equipment cover (tents, stalls), weather insurance, and alcohol liability. Combined policies offer comprehensive protection for community events.

Village fete insurance typically costs between £66-£336 per event depending on event size and coverage type. Small events (under 100 people) start from £66, medium events (100-500 people) from £132, and large events (500+ people) from £264. Additional coverage like equipment protection (£25), weather insurance (£35), or alcohol liability (£40) can be added. Use our calculator for a personalized quote.

Yes, many specialist providers offer instant online quotes and same-day coverage for village fetes and community events. You can get covered within minutes of applying online, receive your certificate immediately, and start your event with full protection. Perfect for last-minute insurance needs or forgotten policies.

Public Liability Insurance covers claims from attendees for injury or property damage during your event (e.g., someone trips over a stall). Event Cancellation Insurance covers your financial losses if the event must be cancelled due to weather, illness, or unforeseen circumstances. Most village fetes need both types of coverage for complete protection. Combined policies offer both at a discounted rate.

Standard village fete insurance may not automatically cover alcohol sales. If your event includes a bar, beer tent, or alcohol sales, you'll need to add Alcohol Liability coverage (typically £40 extra). This protects against claims related to alcohol service. Always declare alcohol sales when getting quotes to ensure proper coverage.

Most venues require £5 million or £10 million public liability coverage for village fetes. Small community events typically need £5 million, while larger events or those with higher-risk activities may require £10 million. Check your venue requirements before purchasing. Our specialist providers offer both coverage levels at competitive rates.

Weather insurance (also called pluvius insurance) covers financial losses if your event is cancelled or disrupted due to adverse weather conditions including rain, wind, or extreme temperatures. Coverage terms vary by provider - some require specific rainfall amounts measured at local weather stations. Weather insurance is recommended for outdoor village fetes held during unpredictable seasons.