Church Fete Insurance UK 2025
Specialist insurance for church fetes, parish events, and religious fundraisers. Public liability and event cover from £66.
Church Fete Insurance Essentials
- £5-10 million public liability required by most church venues
- From £66 for small parish fetes
- Church building insurance rarely covers external events
- PCC approval usually requires proof of insurance
Church fete insurance is specialized village fete insurance designed for religious community events. Whether your Parish Church Council (PCC) is organizing a summer fete, harvest festival fair, or Christmas bazaar, proper insurance protection is essential and often required by your diocese or church authority.
Why Church Fetes Need Dedicated Insurance
Many churches mistakenly believe their building insurance covers church fetes. In reality, standard church insurance policies typically exclude external events. Your church fete needs separate village fete insurance coverage.
Church Insurance vs. Church Fete Insurance
Church Building Insurance
- • Covers church property and contents
- • Worship services and regular activities
- • Usually EXCLUDES external events
- • Won't cover fundraising fetes
Church Fete Insurance
- • Public liability for event attendees
- • Covers fundraising activities
- • External events on church grounds
- • Volunteer and helper protection
Church Fete Insurance Costs
| Event Size | Public Liability | Comprehensive |
|---|---|---|
| Small Parish (under 100) | £66-£85 | £145-£180 |
| Medium Church (100-500) | £132-£165 | £280-£350 |
| Large Cathedral (500+) | £264-£336 | £520-£650 |
Diocese and PCC Requirements
Most Church of England dioceses and PCCs require formal insurance documentation before approving church fetes:
Typical Church Requirements:
- £5 million minimum public liability (£10 million for larger events)
- 2-4 weeks notice - Submit insurance certificate to PCC before approval
- Named insured parties - Policy must name the parish/PCC
- Venue owner cover - Church building/grounds must be protected
- Food safety requirements - If serving refreshments
Church of England Note: Check with your Archdeacon or Diocesan office for specific insurance requirements. Some dioceses have preferred providers or template requirements.
Common Church Fete Activities Covered
Traditional Activities
- • Tombola and raffle stalls
- • Tea and cake refreshments
- • Bric-a-brac and book sales
- • Plant stalls and garden produce
- • Children's games and activities
- • Church hall activities
Special Considerations
- • Bouncy castles (higher premium)
- • Live music performances
- • BBQ and hot food stalls
- • Car boot sale elements
- • Historical church tours
- • Bell ringing demonstrations
Get Church Fete Insurance Quote
Compare village fete insurance quotes from specialist providers. Instant pricing for church events, parish fetes, and religious fundraisers.
Get Instant Quote - From £66