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School Fete Insurance: Cover for PTAs and School EventsFrom £66
Specialist school fete insurance for PTAs, school events, and fundraising activities
School fete insurance for PTAs, school governors and event organisers. Public liability cover protecting pupils, parents, and school staff during school events.
School Events
All school fundraising activities
PTA Cover
Parent Teacher Association events
OFSTED Compliance
Meets educational standards
From £66
Affordable school rates
Why Schools Need Separate Event Insurance
School Insurance vs School Event Insurance
Many schools wrongly assume their main school insurance policy covers PTAs, fundraising events, and school fetes. In reality, most school insurance policies explicitly exclude events organised by parent groups or external committees.
Even events on school grounds organised by PTAs typically need separate school fete insurance to protect against liability claims.
Standard School Insurance
- Usually excludes PTA-organised events
- No cover for external fundraising
- Doesn't cover evening or weekend events
- Limited public access coverage
School Fete Insurance
- Covers PTA and parent-led events
- School fundraising and charity events
- All-hours and weekend coverage
- Public liability for all attendees
PTA and School Event Coverage
School Summer Fetes
Traditional school fetes with stalls, games, refreshments, and entertainment. Coverage for all pupils, parents, and visitors.
- • Game stalls and tombolas
- • Food and drink sales
- • Entertainment and performances
- • Sports activities
Sports Days
Annual sports days with competitive events, parent races, and field activities. Higher activity levels require specific coverage.
- • Running tracks and field events
- • Parent and teacher races
- • Equipment and obstacles
- • Spectator areas
PTA Fundraisers
Parent-organised fundraising events including quiz nights, discos, and themed parties. Separate from school's main activities.
- • Evening quiz nights
- • School discos
- • Themed fundraising events
- • Bake sales and car boot sales
Educational Visits
Off-site educational visits and trips requiring public liability cover beyond the school premises.
- • Museum and gallery visits
- • Outdoor education centres
- • Historical site trips
- • Sporting venues
School Productions
School plays, concerts, and performances with public audiences. Technical equipment and staging coverage included.
- • Stage productions
- • Musical concerts
- • Technical equipment
- • Audience seating areas
Open Days
School open days and prospective parent events with guided tours and demonstration activities.
- • Prospective parent tours
- • Classroom demonstrations
- • Information sessions
- • Meet-the-teacher events
OFSTED and Educational Compliance
Duty of Care Requirements
Schools and PTAs have a legal duty of care to pupils, parents, and visitors during school events. This extends beyond normal school hours and includes fundraising activities organized by parent groups.
OFSTED inspections may review how schools manage risks during events, including insurance arrangements for PTA-led activities.
Key Educational Requirements
- Child Protection:
All school events must comply with safeguarding policies. Insurance covers liability for child protection procedures.
- Health & Safety:
Risk assessments required for all activities. Insurance validates your risk management approach.
- Venue Compliance:
School premises must meet safety standards during public events. Coverage includes venue liability.
Governor and PTA Responsibilities
- School Governors:
Must ensure appropriate insurance for school-associated events, even when organized by PTAs.
- PTA Committees:
Parent committees can be personally liable for claims if events lack proper insurance coverage.
- Event Organisers:
Individual organisers may face personal liability without institutional protection.
School Fete Insurance Pricing
Standard School Events
Primary School Fete
Up to 200 attendees
£66
Secondary School Event
200-500 attendees
£125
Large School Festival
500+ attendees
£195
Annual PTA Policy
Multiple events
£280
Additional Coverage
Sports Day Cover
Athletic activities
+£25
Equipment Protection
Hired items & tech
+£30
Cancellation Cover
Weather & illness
+£45
Educational Visits
Off-site trips
+£35
All prices include £5 million public liability • Educational venue approved • Same-day coverage available
Protect Your School Event Today
Get instant school fete insurance quotes for PTAs, school events, and educational activities. Coverage from £66.
OFSTED compliant • PTA approved • Educational specialist coverage